Tag: Compliance and Regulation

Stay updated with insights on compliance and regulation at PaymentsJournal. Explore trends, news, and expert analysis on financial regulations and strategies for maintaining compliance in the industry.

Prepaid Card Providers Should Encourage Cardholders to Speak Up

by Ben Jackson

May 31, 2012

The Consumer Financial Protection Bureaurecently published an Advance Notice ofProposed Rulemaking asking for the public's comment on how theythink prepaid ...

All These Chip Cards and Not Enough Chip Readers! - PaymentsJournal

Observations from the CFPB Hearing on Prepaid Cards

by Brad Fauss

May 24, 2012

I had the pleasure of attending the Consumer Financial Protection Bureau hearing on prepaid cards held in Durham, North Carolina ...

Gas Rewards Points Give Some Gift Card Issuers Heartburn, But Three Is Greater Than Zero

by Ben Jackson

May 24, 2012

Two sales boosting strategies - third-partygift card distribution and gas rewards points - have come intoconflict at gift card malls. ...

To Save Itself, Post Office Should Consider Financial Services

by Ben Jackson

May 18, 2012

The United States Postal Service has beenunder a lot of pressure lately to cut its costs and end itsdeficit. It ...

Adventures in Mobile-Payment App Field Testing

by Will Hernandez

May 16, 2012

Mobile payments have long promised a faster and more convenient way for consumers to pay in restaurants and bars. By ...

Mobile Devices and Alternative Payments Bring Retail Online

by Michael Misasi

May 16, 2012

Mobile devices already have changed the what,when, where, and how of retail, yet only 12% of U.S. mobile phoneusers have ...

Leveraging Shared Banking Resources

by Edward O'Brien

May 15, 2012

Credit unions, community banks and othersmall financial institutions increasingly are thinking outside thebox as they search for ways to broaden ...

How Having Prepaid Cards is Like Going to the Movies

by Ben Jackson

May 14, 2012

A recent press release from the websiteBankrate.com is entitled "Banrate.com Surveys Prepaid Cards, FindsFees Galore." Why fees on prepaid cards ...

Chase Expands Prepaid Market But Will Have Minimal Impact on Incumbents

by Tim Sloane

May 11, 2012

With the announcement that Chase hasintroduced a Prepaid Financial Services (GPR) product calledLiquid, several financial analysts have predicted that this ...