Tag: Compliance and Regulation

Stay updated with insights on compliance and regulation at PaymentsJournal. Explore trends, news, and expert analysis on financial regulations and strategies for maintaining compliance in the industry.

U.S. Merchants in Need of Education on Contactless Payments

by Mercator Advisory Group

July 2, 2012

In early June, I took a taxi to meet somefriends for dinner in Boston. As the driver pulled up to ...

Is UK Government Really Increasing Financial Services Competition? - PaymentsJournal

Reserve Bank of India Cuts Debit Discount Rates

by Mercator Advisory Group

June 29, 2012

Historically, merchant-acceptance fees for credit and debit cards in India have been the same. This week, the Reserve Bank of ...

Apple’s Passbook is the Gateway App to Mobile Payments Adoption

by Ben Jackson

June 21, 2012

Apple Passbook mobile payments offered consumers an early bridge between traditional payment cards and the emerging world of smartphone-based commerce. ...

CFPB Opens the Door to Consumer Credit Card Complaints

by Mercator Advisory Group

June 19, 2012

The Consumer Financial Protection Bureau announced it will post a database of consumer complaints received since it began taking consumer ...

CFPB Bulletin 2012-3: You Can’t Outsource Diligence

by Ken Paterson

June 18, 2012

As I discussed in my recent report, Small Credit Card Issuers 2012: Waiting For ARenaissance, small credit card issuers have ...

Sprint Touch, Google Wallet, and Access to the Consumer

by George Peabody

June 14, 2012

Watching the mobile wallet space is likewatching a meteor shower. Each bright light that flashes has itsown unique trajectory, but ...

Nine out of 10 Banks are Mulling Overhauls

by Edward O'Brien

June 11, 2012

A recent KPMG study found nine out of 10banks are in the process of reexamining their operating models.Banks are rethinking ...

Card Manufacturing Will Become a Strategic Matter in the Future

by Ben Jackson

June 7, 2012

Card manufacturing is generally regarded as alogistical concern, but as payments technology advances, how cardsare made and packaged will become ...

No Rest for Card Networks-Fees Under Fire Worldwide

by Mercator Advisory Group

June 4, 2012

The recent loss MasterCard suffered in its appeal to roll back the European Commission ban on cross-border card fees is ...

Prepaid Card Providers Should Encourage Cardholders to Speak Up

by Ben Jackson

May 31, 2012

The Consumer Financial Protection Bureaurecently published an Advance Notice ofProposed Rulemaking asking for the public's comment on how theythink prepaid ...