Tapping the Brakes on Lending: COVID-19 Forces Credit Card Lenders to Tighten

Credit card and loan applications may not be slowing yet, but banks need to contract their lending, as reported by ...

How Automotive Lenders Can Improve Their Compliance Framework to Adhere with Automotive Loan Regulations

March 24, 2020

Many automotive lenders face challenges today associated with maintaining compliance in all facets of their business. Automotive loan compliance requires ...

Rent-A-Bank Lending: Clever or Sneaky?

by Brian Riley

March 12, 2020

Today’s WSJ talks about how some non-bank lenders are circumventing local state laws on usury caps by placing loans in ...

Credit Card Interest Rates: Mandated Federal Interest Rates Won’t Work

by Brian Riley

March 9, 2020

States have the right to control interest rates for their decision, which was an obstacle for national credit card companies ...

May Day In Pay Day Loans: If Credit Card Interest Bothers You, Read This

by Brian Riley

February 19, 2020

Pay Day Loans are an ugly business. They focus on the credit impaired, and it is not unusual to see ...

Here’s What to Expect from Commerce and Fintech in 2020

by Rachel Gore

January 30, 2020

2019 was business as usual for U.S. consumers, as consumer payment volume and growth remained solid. Year-over-year holiday spending from ...

Survey Reveals Customer Pain Points in Financial Lending Processes, Lenders Heed Operational Efficiency Challenges

by PaymentsJournal

October 29, 2019

Inovatec Systems Corp., a provider of industry-leading, cloud-based software solutions for all financial institutions, today announced the results of its ...