CFPB: Are Late Fees to Offset Delinquency Costs, or for Revenue?
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...
There is no way to fight it, but interest rates are rising quickly. It is a countermeasure against inflation, which ...
Credit card delinquencies have never been better than they were in 2021. According to the Federal Reserve, delinquent accounts for ...
Yesterday the Fed Funds rate climbed 0.50%, on top of March 17th’s 0.25% increase, which now brings the prime to ...
Credit cards often grab the headlines, but rates are highly regulated, the market is transparent, and competition is stiff. Standard ...
Rising interest rates will not substantially affect the household’s ability to repay their credit cards, but inflation will. Impact of ...
As a businessperson and consumer, your credit cards will likely rise on March 16 as the Federal Open Market Committee ...
The prime rate has been sitting at 3.25% since March 2020. The rate is a historic low, illustrated at a ...
There’s plenty in the press on financial inclusion and ways to embrace the under-and-unbanked. Yesterday’s discussion on a solid solution ...
A post at the CFPB blogsite indicated that the regulator would soon be reviewing the inner workings of the credit ...
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