CFPB: Are Late Fees to Offset Delinquency Costs, or for Revenue?
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...
Tag: Credit Card
Digital Issuance for a Digital World
Consumer expectations are changing across the board. The world has become faster and more digitized. Payments in particular have been ...
Soaring Interest Rates: Credit Card Issuers Shift to Stabilize Mode
There is no way to fight it, but interest rates are rising quickly. It is a countermeasure against inflation, which ...
Countries with One or More Credit Cards Per Person:
In today's global economy, credit cards are an essential tool for conducting business. They allow companies to make international transactions ...
KeyBank: Best Practices in Secured Cards
Secured credit cards play an important role in consumer credit for those with thin or no credit records. They enable the ...
How the Russian National Payment Card System Works Post-Sanctions:
Russia is a country that is increasingly embracing payment cards as a means of payment. This is in line with ...
United Airlines Has Phased Out Payment Options over the Pandemic
United Airlines quietly made major changes to in-flight payment acceptance over the past 2 years, only allowing payments with cards ...
Fumbling and Stumbling in Buy Now, Pay Later
Our position on BNPL, since it hit the U.S. market, is that the model is unsustainable. Simply put, you can ...
CC Delinquency: Subprime Performance the “Canary in the Coalmine”
Credit card delinquencies have never been better than they were in 2021. According to the Federal Reserve, delinquent accounts for ...
Fair Lending and Credit Cards: No Problems Here
Fair lending laws are a staple of credit card payments. In the world of credit cards, issuers are more concerned ...
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