Tag: Credit

Stay updated with insights on credit at PaymentsJournal. Explore trends, news, and expert analysis on credit solutions, financial management, and their impact on consumer and business finance.

Banking Channels are Front and Center in 2013

by Edward O'Brien

January 2, 2013

Now that 2013 is here, this is a good time totake a moment to review some of the key trends ...

Privacy at the New Year: Are We Coming Or Going?

by Patricia McGinnis

January 2, 2013

News in mid-December on two different frontsillustrated the deep gulf that separates privacy advocates fromcompulsive data gatherers. On the one ...

Good Mobile Payments App Design Is A Lot More Than Linking A Card

by Ben Jackson

December 20, 2012

Mobile apps have become the next big thing inpayments, but in the land rush for space on smartphones many appdesigners ...

Private Label Cards Still Thrive With the Right Retailers

by Eric Lindeen

December 19, 2012

Private label card programs remain one of the most exciting and least understood opportunities for both retailers and issuers. In ...

Thoughts on the Debit Market in 2013

by Patricia Hewitt

December 19, 2012

In 2012, the debit industry in the U.S. beganto recover from the turmoil resulting from the Durbin Amendment,but that doesn't ...

What VeriFone’s Sail Announcement Means for the mPOS Industry

by Mercator Advisory Group

December 18, 2012

VeriFone Dec. 13 announced it will divestmany of its assets in its Sail mobile point-of-sale (mPOS) product.The San Jose, Calif.-based ...

EU Leaders Agree on Greater Banking Oversight

by Tristan Hugo-Webb

December 18, 2012

European Union leaders recently celebrated anew agreement that would place all banks operating in the eurozoneunder a single oversight body ...

2012 Year-in-Review: Emerging Technologies in Payments

by Mercator Advisory Group

December 17, 2012

As 2012 nears its end, this is a good time toreflect on emerging-technology developments from the previous 12months. With that ...

Where Time Magazine and Sen. Blumenthal Get It Wrong on Gift Cards

by Ben Jackson

December 11, 2012

Note: This blog was originally intended to be publishedin the comments section at Time Magazine's blog here: Time.com's comments sectionhad ...

Rethinking Private Label: Can Decoupled Debit Relieve Retailers’ Interchange Pain?

by Michael Misasi

December 10, 2012

Since the financial crisis started, consumershave demonstrated an aversion to borrowing, and to some extent, theentire category of credit products. ...