Tag: Credit

Stay updated with insights on credit at PaymentsJournal. Explore trends, news, and expert analysis on credit solutions, financial management, and their impact on consumer and business finance.

Visa’s All-in-One Card Comes to the U.S.

by Tom Nawrocki

November 12, 2024

Visa is betting that the world needs a single card that covers debit, credit, buy now, pay later services, and ...

How Many Charge-Offs Are There for Small Credit Card Issuers?

by PaymentsJournal

November 4, 2024

Small credit card issuers are facing a significant challenge in today’s economic environment as charge-off rates rise across the industry. ...

Canadians Are Increasingly Choosing Alternative Payment Tools

Which Alternative Payment Methods Are Consumers Gravitating Towards?

by Tom Nawrocki

October 15, 2024

Consumers today have more payment options than ever, ranging from traditional methods like checks and cash to prepaid cards and ...

Barclays Moves Into the GM Card Business, Pushing Goldman Aside

by Tom Nawrocki

October 14, 2024

Barclays’ takeover of the General Motors line of credit cards is another coup for the American subsidiary of the UK-based ...

visa mastercard settlement, credit card decline

Imagining a World Without Cards

by Tom Nawrocki

October 11, 2024

We are likely to be making payments on existing card rails for the foreseeable future, given their popularity and the ...

credit card, credit card rates, credit card debt

The Folly of Capping Credit Card Interest Rates

by Tom Nawrocki

October 4, 2024

One idea floated in the current presidential race is temporarily imposing price controls on credit card rates, limiting them to ...

Did Walmart Just Become a Bank?, walmart instant payments

Walmart Dips Its Toes into Instant Payments

by Tom Nawrocki

September 20, 2024

Walmart’s expansion into personal finance continues with the announcement of its upgraded pay-by-bank offering, set to roll out next year. ...

Mastercard Doubles Down on AI Methods to Fight Fraud

by Tom Nawrocki

September 12, 2024

In what could be the most significant advancement in artificial intelligence-driven cybersecurity yet, Mastercard has announced the acquisition of global ...

Tough Economic Environment Is Causing Credit Challenges at Ally Financial

by Wesley Grant

September 11, 2024

Inflation, high interest rates, and rising unemployment have put considerable pressure on consumers, which has created challenges for Ally Financial. ...