Tag: Credit

Stay updated with insights on credit at PaymentsJournal. Explore trends, news, and expert analysis on credit solutions, financial management, and their impact on consumer and business finance.

We’re Not in Silicon Valley Anymore: The Globalization of FinTech Innovation –

by Tristan Hugo-Webb

December 12, 2014

One of the mostrecognizable lines in movie history, “…we’re not in Kansas anymore,” from the 1939 film The Wizard of ...

As We Head Toward EMV, What’s Your Chip Card Strategy?

by Derrick Bretz

December 2, 2014

While no mandate exists that requires banks to issue EMV chip cards, the debate for the U.S. market adoption of ...

Credit Card Market Update: The Future Brightens for U.S. Issuers

by Michael Misasi

November 25, 2014

For the last several years, credit card issuers in the United States have experienced a paradox—strong growth in purchase volumes ...

EMV, Apple Pay and the Rise of Biometrics

by Alisa Bates

November 25, 2014

Amidst the furore surrounding the launch ofApple Pay in the USA, more news of data breaches in the US broke ...

P2P Update: Square Cash + Snapchat = Snapcash. The Right Move at the Right Time

by Ron Mazursky

November 24, 2014

Person-to-person (P2P) payments is a segment of money transfers we’ve been tracking for quite a while. PayPal is the granddaddy ...

Banks, Processors, and EFT Networks Prepare: Visa Intends To Control and Monetize Tokens

by Tim Sloane

November 19, 2014

Mercator called it on September 18! This was when we published the blog titled “Will Issuing Processors Be Marginalized as ...

US Bank credit card applications jump 50pc in mobile test

by Michael Misasi

November 14, 2014

US Bank reported theresults of a credit card account acquisition pilot the bank recently conductedwith the Minnesota Twins. The technologybeing ...

Recapping Cartes Secure Connexions 2014

by Tristan Hugo-Webb

November 10, 2014

This past week I had the pleasure of attending Cartes Secure Connexions 2014 in Paris. Billed as “the global event ...

The Blocking of Apple Pay and the MCX Position

by Nikhil Joseph

November 6, 2014

The ETA, or the ElectronicTransactions Association, is an international trade association representingover 500 companies worldwide which offer payments solutions. Recently ...