Tag: Debit

There are a limited set of indicators where"off the cliff" is a good thing. Credit card charge-offs areone.The Federal Reserve ...

In a recent survey of consumer experience with checking account fees, the ABA found that most consumers are able to ...

Community banks and credit unions understand their core competitive difference in the market and it has everything to do with ...

Virtually all of the credit unions in the U.S. are exempt from debit card fee regulation (with just a few ...

Driving home late one recent night, Iencountered a radio talk show whose host had heard that the U.S.Transportation Department wanted ...

As the October 1st deadline draws near, Visa and MasterCard are beginning to issue interchange fee schedules to their member ...

The use of prepaid cards and incentives inloyalty programs is a well-established practice, though theindustry still is working on the ...

Much has been written about consumers being negatively impacted by the Durbin Amendment, but some issuers are taking a different ...

When the prepaid card industry thinks aboutproviding services to people without bank accounts, thoughtsnormally turn to open-loop cards. Closed-loop cards, ...

The vast majority of commentary regarding theDurbin amendment has of course focused on the main purpose of thelegislation: regulating the ...