Durbin for Acquirers – To Pass Through or Not to Pass Through, That is the Question
Acquirer pricing strategies in the age of Durbinwill likely see major revision before the October 1st deadline forimplementation of the ...
Tag: Debit
Stay updated with insights on debit at PaymentsJournal. Explore trends, news, and expert analysis on debit card solutions, payment methods, and their role in consumer finance.
Social Buying Payment Influences
The proliferation of social buying sites likeGroupon, is threatening to become more white noise in the market,and so we have ...
Adapting to Durbin Rules, Visa Offers a Peek
The payments industry continues to evolve as regulatory changes reshape competition among card networks, issuers, and merchant acquirers. For large ...
What the Borders Bankruptcy Could Mean to the Future of Gift Cards
Book seller Borders Group, Inc.'s liquidationplan calls for it to continue honoring gift cards and providingdiscounts to members of its ...
Credit Card Borrowing: An Upturn or Just Gas Pains?
Even before we have the quarterly data fromVisa and MasterCard, we know that credit card-based spending is up.And American Express's ...
CFPB: Credit Cards On The Radar (Literally)
One of the joys of Google searches is theunintended find. I was looking for something of earth-shatteringimportance to the credit ...
Rewards and Darwin – Evolution in Action
With the announcement of the final debitinterchange rules, one might expect debit rewards programs toevolve more rapidly in the direction ...
New Study Finds Debit Card Reward Programs Not as Important as Once Thought
When the new interchange fee cap was announced last month, many predicted the end of the debit card rewards program ...
The Commoditization of Prepaid
Prepaid card program managers could soon havea hard time distinguishing their products from one another underthe Federal Reserve's rules for ...
Post Durbin, Will Financial Institutions Look Beyond Fees?
Durbin will pull something on the order of $7billion from the debit business of financial institutions. Whilenot the $14 billion ...
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