Tag: Deferral

Deferral options in banking and payments allow individuals and businesses to postpone payments during financial challenges. Learn how these programs enhance cash flow management, support financial stability, and offer flexibility during unexpected economic pressures, ensuring a smoother path to recovery and growth.

How Digital Wallets Could be the Answer to the Student Loan Repayment Crisis

by PaymentsJournal

November 5, 2025

Student loan repayments have followed an erratic path since March 2020. Payments were suspended at the start of the pandemic, ...

Bank of America’s Erica Knows 6,000 Different Intents, Some Are Pandemic Specific

Bank of America’s Erica Knows 60,000 Pandemic-Related Intents

by Tim Sloane

May 10, 2021

In a far-ranging interview with Hari Gopalkrishnan, who manages all Client Facing Platforms Technology at Bank of America, we learn ...

Credit Card Asset-Backed Securitizations: Making Money and Performing Well

by Brian Riley

May 3, 2021

Asset-Backed Securitizations (ABS) provide credit card issuers with a method to reduce their funding costs by moving accounts off their ...

Equipment Leasing and Finance Industry Confidence Ticks Up in November, COVID-19 Impact Survey Data Reveal Default Expectations Further Improved, Fewer Deferrals

by PaymentsJournal

November 23, 2020

Washington, DC, November 19, 2020 –The Equipment Leasing & Finance Foundation (the Foundation) releases the November 2020 Monthly Confidence Index ...