How AI Is Testing the Limits of Credit Card Compliance
Artificial intelligence is giving credit card issuers new ways to improve underwriting, detect fraud, and assess risk. But the technology’s ...
Tag: Fair Lending
FICO Scores are Objective, Relevant, and Reliable: Why You Need Them Throughout the Credit Cycle
To build upon two previous articles that unpack the recent Mercator Advisory Group white paper Credit Scoring, Fintech, and Consumer ...
Fair Lending and Credit Cards: No Problems Here
Fair lending laws are a staple of credit card payments. In the world of credit cards, issuers are more concerned ...
Credit Card Late Fees: Much Ado About Nothing, or a Bigger Social Issue?
The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is ...
Men and Women and Credit Cards
Discrimination in lending isn’t just dumb. It is bad business. Fair lending has been the law of the land dating ...
Holy Algorithm: Apple Card Shines with NY Banking Examiner
Fair Lending, covered by Regulation B (also known as the Equal Credit Opportunity Act; ), is an essential facet of ...
Must Reads
©2026 PaymentsJournal.com | Terms of Use | Privacy Policy
