Positioning Credit Cards for an Upcoming Mess: Apple Invokes the Golden Rule, Top Banks Follow
Today’s NYTimes provides a view on how credit card companies are positioning their businesses for unforeseen issues durng the Coronavirus ...
Tag: Federal Reserve
Tracking the Vulnerability of Checks
Check use is in decline, particularly with consumer payments. We know this, as it has been well documented. An article ...
Millennials: More than Just Credit Cards to Worry About
Today’s NYT talks about how “Millennials Could Make the Fed’s Job Harder.” A young generation of aggressive savers could leave ...
Taking a “Measure Twice, Cut Once” Approach to Real Time Payments
Soon after the Federal Reserve announced it would launch a real time payments network and committed to a target date ...
The Fed Caves, Starts to Explore a Central Bank Digital Currency
While I wouldn’t hold my breath, the Fed is finally getting serious about a digital currency of its own—all it ...
It Was a Merry Christmas for Credit Cards
The Fed just released its December borrowing totals. It was a good year for retailers and, by extension, those involved ...
Rapid Installment Loan Growth and Delinquency Upticks: Time to Tap the Brakes on Credit Card Lending?
At the risk of being a Grinch during the winter holiday season, credit card issuers should begin to exercise caution ...
The Federal Reserve Joins the U.S. Faster Payments Council as Founding Sponsor
CHICAGO, Dec. 5, 2019 – The Federal Reserve System today announced it has joined the U.S. Faster Payments Council (FPC) ...
Payment Instrument Trends: How Does Your Household Stack Up Against the Fed Survey?
Woodrow Wilson established the Federal Reserve Bank (the Fed) in 1913 when he signed the Federal Reserve Act. The Fed conducts ...
How Volante Technologies and The Clearing House Are Making It Easier to Benefit From Real-Time Payments
The hottest topic in the payments industry is the rise of faster payments. The widespread expectations for speed and seamless ...
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