CFPB: Are Late Fees to Offset Delinquency Costs, or for Revenue?
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being ...
Tag: Fees
The Power of Next-Generation Overdraft Programs
It’s the end of overdraft as we know it. Large banks are reimagining their overdraft programs amid increased regulatory scrutiny ...
Consumers Do Not Want to Pay a Fee for Instant Money Transfers:
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CCI Report Shows Discriminatory Business Practices by Google
A long investigation of Google business practices surrounding billing options for app developers in India has resulted in findings that ...
Credit Card Late Fees: Much Ado About Nothing, or a Bigger Social Issue?
The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is ...
Visa Lowers Interchange Fees
In an effort to support small businesses recovering from the impact of the COVID-19 pandemic, Visa announced that it will ...
Seven Ways to Overcome Supplier Resistance to Digital Payments
Electronic payments offer a number of important benefits for both buyers and sellers — increased efficiency, greater visibility, enhanced security, ...
Fair Lending: In Credit Cards and Banking
One early learning I had in banking goes back nearly four decades, to the days of COBOL. In setting up ...
The Most Important Factors for Consumers Choosing a Credit Card:
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Mobile Point-of-Sale Features Small Businesses Rank as Most Important:
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