Credit Card Risk: Cloudy With Rosy Highlights
Credit card revenue modeling used to be simple. If you were like most top credit card issuers, you could build a ...
Tag: FICO
CECL for Nerds and Credit Card Managers
OK, so Current Expected Credit Losses (CECL) might not be as flashy as JPMC's new payment acceptance device, Synchrony's new ...
FICO Scores: Where We Are Versus Where We Will Be
Today’s read comes from the WSJ, which wonders why consumer credit scores look good in a tough economy. Millions of ...
Put Statistics in a Blender and Get a Delicious Fraud Smoothie
This article in Fintechnews Singapore combines a lot of disparate sources to sketch a picture of fraud. It combines surveys ...
Small Business Credit Cards Present a Unique Revenue Approach for Card Issuers
The small business market in the United States is vast, yet a lot of these businesses struggle to access the ...
FICO Surveys Identify National Differences in Use of Biometrics for Bank Access
Several new surveys have been released by FICO and this article looks at a few studying consumer behavior associated with ...
Credit Card Collections: Safe Harbor for Work and You Get to See
My second adult job was in collections at what was then Citibank, and I remember several family members asking why ...
Survey Says… We Need to Move beyond the Username and Password
If we were to be honest to ourselves, many of us would admit that we aren’t protecting ourselves online as ...
Credit Card Bureau Reporting in a COVID World
Just about every card issuer has a compassionate program to defer credit card payments for those impacted by COVID-19, but ...
Watch Your Credit Card Line: Your Behavior Counts
The U.S. credit card market has almost $4 trillion in open credit lines, and consumers "only" use $1 trillion as ...
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