Credit Card Data: Sifting, Sorting, & Selecting
Remember the Rime of the Ancient a Mariner? Water, water everywhere, nor any drop to drink” said Samuel Taylor Coleridge ...
Tag: FICO
CECL is Coming: Credit Card Managers Brace Yourself
The mundane world of accounting does not grab headlines as do surging credit losses, falling profits, and rising interchange rates ...
Credit Card Managers Lose their Bonuses for Low Marketing Numbers But Lose their Job For Bad Collection Numbers
I had dinner in Boston last week with Dan Murray, one of the few active people in the credit card ...
Pay Day Lending: Unlike Credit Cards, Dammed if You Do, Dammed if You Don’t
Underwriting credit cards is a relatively simple process. You pull a bureau and a FICO score. You do a quick ...
2019 Credit Card Asset Backed Securitizations Kick off with Big Canadian Deal
Beyond the excitement of new payment technologies and competitive card markets is the world of Asset Backed Securities, a back ...
Credit Card Fraud Management: A Team Sport
Credit card business components work in various manners. On the acquisition side, it requires routine maintenance and testing of features, ...
Enhancing Credit Scores: Experian Gives A Boost
Just about everyone understands the importance of a good FICO score. The use of FICO scores is almost universal, deployed ...
Chinese Credit Scoring: Creepy or Spooky
It is hard to beat the good old FICO Score. If you want to know the basics, all you need ...
Counting and Recounting: FICO Scores Adapt to Market Changes
There is no mystery to the FICO score; the decision company has traditionally been transparent about what goes into the ...
Lending Slowdown at Marcus: Less Mail in My Mailbox
I maintain a strong FICO score on my personal credit. I leave some credit cards open even if I don’t ...
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