Consumers Complain About Credit Monitoring Programs
I have personal experience with credit monitoring programs, mainly the product offered by Equifax. My strategy is to toggle it ...
Tag: FICO
What the Equifax and FICO Partnership Means for the Future of Finance
Credit giants Equifax and FICO have joined forces in a move that has both companies getting into the alternative data ...
Sloppy, Overburdened, and Challenged: Millennial Credit Card Debt Gets Messy
The New York Federal Reserve Bank regularly publishes a consumer credit study that is enlightening with deep data on how ...
Credit Card Delinquency: Indicators Eroding, Make Certain Your Infrastructure is Ready
Mercator Advisory Group has been cautioning about credit quality risk for more than a year, and numbers now point in ...
Credit Card Acquisitions: Save a Tree (And Postage): Go Digital
Today’s WSJ talks about how credit card acquisitions shifted to digital channels; a topic Mercator recently covered regarding digital engagements ...
Credit Card Data: Sifting, Sorting, & Selecting
Remember the Rime of the Ancient a Mariner? Water, water everywhere, nor any drop to drink” said Samuel Taylor Coleridge ...
CECL is Coming: Credit Card Managers Brace Yourself
The mundane world of accounting does not grab headlines as do surging credit losses, falling profits, and rising interchange rates ...
Credit Card Managers Lose their Bonuses for Low Marketing Numbers But Lose their Job For Bad Collection Numbers
I had dinner in Boston last week with Dan Murray, one of the few active people in the credit card ...
Pay Day Lending: Unlike Credit Cards, Dammed if You Do, Dammed if You Don’t
Underwriting credit cards is a relatively simple process. You pull a bureau and a FICO score. You do a quick ...
2019 Credit Card Asset Backed Securitizations Kick off with Big Canadian Deal
Beyond the excitement of new payment technologies and competitive card markets is the world of Asset Backed Securities, a back ...
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