Tag: Interest Rates

The Senate Banking Committee holds a hearing about interest rate caps on July 29.  The title is ominous: "Protecting Americans ...

People watch the prime rate because that directly affects consumer interest rates, but the actual number to watch is the ...

Australia was the “canary in the coalmine” for Buy Now Pay Later lending, and it survived the test. After that, ...

Full (or close to full) employment is a credit manager’s dream.  People spend more, pay more, and begin to consider ...

Most people want to become homeowners one day, yet the real estate market seems to be getting more expensive as ...

CFPB just published its review of payday lending, auto title loans, and pawnshops.  These three alternatives to the household use ...

The BNPL model, as we know it, is in a temporary state. Indeed, the pricing model will change when interest ...

The bank credit card model works well across the world, but repayment terms are not the same everywhere. Many markets ...

Priority one for all healthcare organizations is to ensure the safety and care of employees and patients during this health ...

Asset-Backed Securities (ABS) are an essential part of credit card lending for top issuers.  Instead of internally financing credit card ...