Regulators Have a Skewed View of the Prepaid Industry
Recently the Financial Crimes EnforcementNetwork (FinCEN) released its final rules on Bank Secrecy ActRegulations relating to prepaid access. While the ...
Tag: Self Service and Convenience
Consumer Credit Scores: It’s Complicated
On July 19, the Consumer Financial ProtectionBureau (CFPB) released its report to Congress, The Impact ofDifferences Between Consumer- and Creditor-Purchased ...
Durbin for Acquirers – To Pass Through or Not to Pass Through, That is the Question
Acquirer pricing strategies in the age of Durbinwill likely see major revision before the October 1st deadline forimplementation of the ...
Social Buying Payment Influences
The proliferation of social buying sites likeGroupon, is threatening to become more white noise in the market,and so we have ...
What the Borders Bankruptcy Could Mean to the Future of Gift Cards
Book seller Borders Group, Inc.'s liquidationplan calls for it to continue honoring gift cards and providingdiscounts to members of its ...
Credit Card Borrowing: An Upturn or Just Gas Pains?
Even before we have the quarterly data fromVisa and MasterCard, we know that credit card-based spending is up.And American Express's ...
CFPB: Credit Cards On The Radar (Literally)
One of the joys of Google searches is theunintended find. I was looking for something of earth-shatteringimportance to the credit ...
Rewards and Darwin – Evolution in Action
With the announcement of the final debitinterchange rules, one might expect debit rewards programs toevolve more rapidly in the direction ...
The Commoditization of Prepaid
Prepaid card program managers could soon havea hard time distinguishing their products from one another underthe Federal Reserve's rules for ...
Post Durbin, Will Financial Institutions Look Beyond Fees?
Durbin will pull something on the order of $7billion from the debit business of financial institutions. Whilenot the $14 billion ...
Must Reads
©2024 PaymentsJournal.com | Terms of Use | Privacy Policy
