In the Era of BNPL, Deferred Interest Offers Hang On
With the holiday shopping season already underway, many gift givers may be enticed by the promise of deferred-interest financing. Although ...
Tag: Store Cards
Explore how store cards influence payments and banking through private-label credit programs, promotional financing, loyalty incentives, and risk management strategies within retail financial services.
Store-Issued Credit Card Rates Still Soar
Retail credit card interest rates remain stubbornly high, despite the Federal Reserve’s rate cuts at the end of 2024. While ...
How Many Private-Label Credit Cards do Consumers Own?
Americans are holding more private-label credit cards than ever—store-branded cards tied to specific retailers rather than major networks like Visa ...
Why Store Credit Card Rates Are Staying So Stubbornly High
The average interest rate for retail credit cards has reached a record high of 30.45%—well above the average rate for ...
What Are the Preferred Payment Methods at Physical Locations?
In the ever-evolving landscape of retail, understanding consumer preferences for payment methods at physical locations has become crucial for businesses ...
Private Label Credit Cards Are on the Decline: A Look at the Current Market
Private label credit cards, also known as store cards, are a type of credit card that can only be used ...
Women Use These Two Payment Methods More Than Men:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen ...
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