More Consumers Shift to the Extremes of the Credit Risk Spectrum
There are now more super prime and subprime borrowers, leaving fewer consumers in the middle of the credit market. According ...
Tag: Subprime
Discover articles about subprime lending, its impact on financial markets, and the strategies lenders use to manage risks. Learn about trends, challenges, and opportunities in providing credit access to subprime borrowers responsibly.
Tilt Enters Subprime Market with a Different Way of Credit Scoring
A new entrant has emerged in the non-prime credit market, offering cards to consumers who don’t meet the underwriting standards ...
Flipping the Script, CardWorks Buys Ally’s Credit Card Business
In a reversal of a deal that was supposed to happen four years ago, CardWorks is now buying Ally Financial’s ...
Goldman Sachs: An Expensive Lesson in Credit Cards & Consumer Credit
It seemed like a good idea to get into lending back in 2016. Then three years later, Goldman Sachs made ...
CC Delinquency: Subprime Performance the “Canary in the Coalmine”
Credit card delinquencies have never been better than they were in 2021. According to the Federal Reserve, delinquent accounts for ...
Betting on Subprimes: Strategic Play or Risky Business?
The WSJ reports on the trend of increased lending to subprime borrowers, and while it sounds like a great deal, ...
The Outlook for 2021 Is Cloudy for Both Credit Card Issuers and Cardholders:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
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