Decentralized Finance: The Illusory Savior of the Underbanked
An article in American Banker questions the notion that decentralized finance (Defi) is a boon for the underbanked, a claim ...
Tag: Underbanked
Bridging the Digital Divide for the Underbanked
What is the digital divide? It can be defined as an “uneven distribution of information and communication technologies (ICTs) in ...
The Next Trillion Lending Opportunity: Under Banked and Under Borrowed?
BNPL was a wake-up call to traditional lenders. Perhaps existing models could handle more risk. Maybe branch banking finally lost ...
Not All Who are Unbanked Want an Account:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
The U.S. Unbanked Population is Decreasing:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
The Solution to a Non-problem with Open Loop Prepaid Cards Isn’t Fingerprint Cards
The premise of this article is that the unbanked and underbanked need a more secure solution than the traditional open-loop ...
Merchant Inclusion: The Key to Financial Inclusion for Underbanked Populations
1 in 4 Americans are either “unbanked” or “underbanked”, according to a 2017 survey by the FDIC. This means they ...
Music, Payments, & Fintechs: Unpacking the Complicated Intersection of Payments & the Music Industry
In the abstract, payments seem easy enough. In exchange for a good or service, one person will pay another, either ...
Digitizing Payroll Solutions Meets the Needs of the Shifting Labor Force
In the last several years, there has been a secular shift towards digital solutions in the world of payments. This ...
What to Know About Banking and Payments Challenges in the Budding Legal Cannabis Industry
The legal cannabis industry has experienced immense growth in recent years, as an increasing number of states opt to decriminalize ...
Must Reads
