Supply Chain Disruptions, Travel, BNPL: Holiday Shopping Trends
A recent consumer survey done by Philadelphia Credit Union found that 70% of respondents said that their holiday shopping was ...
CFPB Regulatory Fall Release: No Major Credit Card Issues
The Consumer Financial Protection Bureau published their supervisory highlights for 3Q2021. The credit card industry withstood the regulatory gamut well. The ...
Getting a Read on This Year’s Holiday Spending
It has been tough getting a clear understanding of how consumer spending is developing this holiday. On one hand, we ...
From Vision to Reality: Open Banking and Its Authentication Problems
This article is correct in stating the participants in the open banking value chain need to align to make Pay ...
The Decline of Checks and the Shift to P2P:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to ...
Anonymous Identity Verification: A Privacy-Friendly Way to Prevent Fraud
Fraud is an ever-growing threat for businesses and merchants alike. Scammers, who are more sophisticated than ever before, are increasingly ...
Clik2pay Extends Capabilities with New Refund Feature
Toronto, ON, December 13, 2021 - Payment service provider Clik2pay continues to improve their feature set with the announcement of ...
Regulated Liabilities Network: Making Space for Digital Currency within the Two-Tier Monetary System
Here’s a good question: Can digital currency (DC) thrive within the two-tier monetary system that banks use the world over? ...
Loyalty Programs Are Great – But What About “Everyone Else”?
Today’s consumers are bombarded with constantly changing array of loyalty programs and mobile apps from nearly every merchant with whom they do ...
Fair Lending: In Credit Cards and Banking
One early learning I had in banking goes back nearly four decades, to the days of COBOL. In setting up ...
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