U.S. Credit Cards in Russia: And Then There Were None
Discover and American Express joined Mastercard and Visa’s shutdown in Russia. Amex’s Stephen J. Squeri announced in a statement on March 6,...
Gas Prices, Inflation, and Credit Risk: Bracing for Portfolio Deterioration
So far, the first quarter of 2022 looks strong from a credit card risk perspective. Seasonally adjusted credit cards moved...
Russia, Payments, & China UnionPay: Sanctions Lead To “US and Them?”
Five years ago, we noted the importance of domestic payment systems in the BRIC countries, Brazil, Russia, India, and China,...
Rushing into Payments: Russian Countersteps against U.S. Sanctions
If you were going have project plan on how to invade a neighboring country, one of the principal factors to...
International Credit Cards in Russia: Nyet
If the U.S. State Department's latest advisory of "Level 4: Do Not Travel" doesn't stop you from visiting the Kremlin...
BNPL CFPB Reports: Will Line Items Look like CCs or Installment Loans?
Today, the WSJ reports that Buy Now, Pay Later updates will begin at Equifax, with Experian and TransUnion soon to...
Credit Unions: Where the Money Is
The latest report by the National Credit Union Administration (NCUA) indicates that unsecured personal loans outpaced credit card volumes. Credit...
Onboarding BNPL Borrowers to Credit Bureaus: Great Play by TransUnion
The chicken and egg issue about credit is that you need credit to get a credit score, but it is...
Credit Card Interest Rates Marching Up?
The prime rate has been sitting at 3.25% since March 2020. The rate is a historic low, illustrated at a...
CFPB & Credit Bureau Reporting: More than a Consumer-Side Issue
There's no doubt that it is vital to keep your credit bureau data current. Good hygiene suggests that you review your...
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