CC Managers: Use Stress Metrics to Model Credit Losses through 2024
An outgrowth of Dodd-Frank, the Wall Street Reform and Consumer Protection Act, was that financial institutions with more than $250...
An outgrowth of Dodd-Frank, the Wall Street Reform and Consumer Protection Act, was that financial institutions with more than $250...
With the winter holidays behind, one would expect BNPL to be flourishing. However, recent events suggest otherwise. Regulators are swarming,...
A New York Times headline on inflation warns that “prices climbed 7.5 percent in January, the fastest inflation since 1982.”...
TransUnion, a top credit reporting agency, published numbers on lending sources. Spoiler Alert: Banks do not dominate every sector regarding...
The American Banker published a table of the top 140 credit card portfolios and their YoY increases on September 30,...
NPR recently reported a move to limit fintechs from lending through rent-a-banks, which could negatively impact credit cards issued through...
Credit cards and installment loans are consumer lending products, but they vary in objectives and terms. Credit cards provide consumers...
Co-branded credit cards are off to a strong start in 2022 as top issuers rebuild their card portfolios. In July,...
Experian reported the introduction of the Buy Now Pay Later Bureau, a proprietary offering that promises to fix the issue...
There’s plenty in the press on financial inclusion and ways to embrace the under-and-unbanked. Yesterday’s discussion on a solid solution...
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