Brian Riley

Rising interest rates will not substantially affect the household’s ability to repay their credit cards, but inflation will. Impact of...

When a consumer goes to borrow, whether it be a credit card or loan, there is a basic assumption that...

There are plenty of ways to anticipate the next recession. But, if you ask Bank of America, an economic downturn...

There was plenty of noise about Amazon exiting their co-brand relationship with Chase Visa, but the matter is now settled....

The CFPB published a report on late fees derived from credit cards. There are few surprises. The short takeaway is...

Wells Fargo has been honing their credit card products since Charlie Scharf took the helm. Almost this time last year, we...

There are plenty of discussions these days about financial inclusion, but lenders must think twice before lowering standards to embrace...

Credit cards in Russia are in distress. The exit of major payment brands certainly disrupts the ability to access credit...

When we read of Citi’s Ralph Andretta joining Alliance Data (ADS) in 2020, we suggested that “three would be the charm,”...

Article Update: June 2026. The private label credit card market has evolved significantly since this article was originally published. Retailers...