Brian Riley

Upfront, let’s stipulate that Buy Now, Pay Later lending is a good consumer credit option for some, but also agree...

A basis point is a relatively small number. For example, when a number is expressed as 12.34%, the last position,...

The U.S. Government Accountability Office (GAO) is often called the “congressional watchdog” because it oversees how the federal government operates...

It is still early in the game to prove whether the increase in consumer debt cited by the Federal Reserve...

I'd go with credit cards on this one. AMC talked about re-engineering its business in response to the post-COVID world. It...

Discrimination in lending isn’t just dumb. It is bad business. Fair lending has been the law of the land dating...

First, there was a scramble for credit card issuers to rebuild their portfolios, as revolving debt lost more than $100...

TransUnion’s latest study on credit card growth indicates the youngest age group, those born after 1995, more than doubled their...

Buy Now, Pay Later lending has a few market advantages over credit cards, as we noted in our recent study...

Here’s an interesting read as we close out October. The New York Times reports on a research study from The University...