Credit Card Issuers: BNPL Next Steps Go Beyond Stripe-Klarna Alignment
In three years, BNPL moved from being a cottage industry hawked by fintechs into a big-business lending product chased by...
Credit Card Volumes Brewing before Winter Holidays Hit
Black Friday is 32 days away, on November 26. With 2021 retail sales “estimated to total between $4.44 trillion and $4.56...
Ally Bank Enters Credit Cards: Will Three Be the Charm?
Once known as GMAC, Ally Bank has a deep background in auto finance, dating back to 1919. As the company...
Australian Zero Interest Cards: U.S. Credit Card Issuers, Take Note!
Buy Now, Pay Later did not originate in Australia. Depending on whom you ask, BNPL originated with Klarna in the...
Credit Cards: An Introduction to Intro Rates
Booking a new credit card account is not cheap. Issuers pay aggregators, such as Credit Karma and Nerd Wallet, hefty bounties...
BNPL: Klarna Prepares for UK Regulators, but Is It Enough?
Buy Now Pay Later Lending went off like a rocket in 2020, but 2021 has not been so kind. Nevertheless, regulators...
Credit Card Revenue: Hitting on All Cylinders
Third Quarter results are rolling in and credit card issuers delivered strong results. Happy Days are here again. At Bank...
South Dakota: Credit Card Haven or the Cayman Islands for Banks?
For months in the early 1980s, I traveled from LaGuardia Airport in N.Y. to Minneapolis on either United or USAir,...
NerdWallet IPO: Another Credit Card Aggregator Goes Big Time
New accounts are the lifeblood of a credit card business. Issuers must constantly book accounts to fuel growth and cover account...
Modernizing Credit Card Collection Regulations: Updating the FDCPA
November 30, 2021, is the kick-off date for modifying Regulation F, which governs collections' dos and don'ts. The change comes...
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