Credit Card Agreements: Do People Understand (Or Care)?
The Credit Union Times picked up an interesting read on credit card agreements from a section in the CFPB’s recently...
CFPB Report Indicates Sound Credit Card Industry despite COVID
The CFPB is required to publish an update on the credit card industry every two years in a report to...
U.S. Gov’t Shut Down: Credit Card Lenders, Brace for a Slight Bump
In what has become a regular event, the federal government might officially close as of 12:01 AM, Friday, October 1,...
Credit Card Delinquencies: Volume Decreases Choke Collection Agencies
Probably the least regarded segment of credit cards is the lowly collection agency. They work at the back end of...
More Credit Cards, Less Credit Quality.
Credit card originations are the lifeblood of an issuing business. New accounts are critical as credit card issuers rebound their...
Amazon and Small Business Lending: Helping Avert a Bankruptcy Storm
Small business lending programs address a need created by COVID as companies look to return to normal. According to an...
Small Business Week Continues Through September 18; Get out Your Credit Cards
Small Business recognition usually makes one think of American Express’ long commitment to the space, dating back to 2010, when...
Better than BNPL in Russia: Sberbank’s 120-Day Interest Free Mastercard
Buy Now, Pay Later has global implications. The trend is more than Australia, US, and Europe. In Russia, some estimates...
Alipay: Breaking Up is So Hard to Do (Except When Regulators Step In)
History will figure out whether the Chinese government is too heavy handed in its payment focus, but the recent actions...
Credit Card Standards, or Lack Thereof: Opportunities and Risks
Credit is a risk business. Revenue comes from interest rates calibrated with risk. Expenses come from marketing, servicing the debt,...
Must Reads
©2026 PaymentsJournal.com | Terms of Use | Privacy Policy
