The CFPB has been pursuing the issue of credit reporting complaints for some time now, and with their latest report,...

Credit card revolving balances hit a historical high, as shown in the Federal Reserve’s most recent update.  Revolving credit card...

Payment industry pundits and politically motivated legislators should look at the complexities found in Regulation II. Furthermore, they should look...

A credit card charge-off occurs when the account is 180 days delinquent.  At this point, the financial institution must take...

With less than a month left in 2022, credit card issuers can revel in low delinquency rates. But watch out...

Capital One has a storied history in payments. The firm launched in 1994 as a monoline bank. It is a...

The most recent data from the Federal Reserve Bank of New York indicates that credit card applications increased in Q3...

We recently mentioned a new record on the average credit card interest rate hitting 19.04%. Now comes another high point:...

Some records are meant to be broken, and the world cheers. Think about Jesse Owens and the 1935 Berlin Olympics...

Charles Dickens’ Ghost of Christmas Yet to Come brings Scrooge’s sad life to mind. In today’s context, the issue surrounds...