Brian Riley

The Goldman Sachs Apple Card hit the market with a frenzy of a Silicon Valley startup. Apple announced the “simplicity...

The world went into a tizzy as COVID-19 became a public health crisis. In payments, buying habits shifted, and masks...

There is no doubt that a credit storm is brewing, but as we say in sunny FLA, that storm might...

Update (2025): When this article was originally published in January 2023, Goldman Sachs was facing mounting losses in its consumer...

The CFPB has been pursuing the issue of credit reporting complaints for some time now, and with their latest report,...

Credit card revolving balances hit a historical high, as shown in the Federal Reserve’s most recent update.  Revolving credit card...

Payment industry pundits and politically motivated legislators should look at the complexities found in Regulation II. Furthermore, they should look...

A credit card charge-off occurs when the account is 180 days delinquent.  At this point, the financial institution must take...

With less than a month left in 2022, credit card issuers can revel in low delinquency rates. But watch out...

Capital One has built a strong reputation in the payments industry since its founding in 1994 as a monoline bank...