Equifax Breach Solutions: Physician, Heal Thyself!
The irony of it all. Today’s New York Times calls out Equifax’s breach management program offered for sale to victimized...
Payday Lenders, High Cost and High Risk Loans Need Alternate Thinking
Payday lending, like credit card interchange, typically get a bad rap. In the interchange issue, merchants tend to posit that...
Hurricanes Harvey and Irma Will Boost Consumer Credit Outstanding
Having just survived Hurricane Irma in (now sunny) Tampa, FL, this read from NASDAQ.com hits a chord. The hurricane will...
The FTC Is Investigating the Equifax Breach. Here’s Why That’s a Big Deal.
143 million consumers were affected by the Equifax breach. That averages out to just about every US household. As issues...
Americans’ Borrowing Hits Another Record. Time To Worry?
Household debt continues to be a closely watched indicator of consumer confidence and economic health. While rising debt levels often...
A Cybersecurity Breach at Equifax Left Pretty Much Everyone’s Financial Data Vulnerable
I’m Hit. Were You? Gulp. The big enchilada. A credit data breach at a credit bureau. …and, when I go...
American Express Targets Millennials with a No-Fee Delta Credit Card
Travel rewards credit cards have long been a cornerstone of airline loyalty programs, but issuers are increasingly rethinking their offerings...
Credit Card Reward Value Falls 63 Percent Over Past Year
Low Interchange = Low Rewards. In Australia, the first nation to put cost accounting into their standards for interchange, implemented...
Money For Nothing? More Bad News For Fans Of Rewards Credit Cards
Here’s a story about UK rewards programs that is directly in line with Mercator’s recent note on the sustainability of...
Millennials Want Credit. They Just Use It Way Differently Than Their Parents
Great headline, though the problems in total indebtedness, not just credit cards. Here’s a story that misses the mark in...
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