Time to Tighten Lending: Bureau Data on Credit Cards, Autos, and HELOCs
Regulators are often critical of credit bureaus, but it is ironic when you consider how federal government agencies toil with...
Inflation Grows, and So Do Credit Card Balances
It is not rocket science to expect revolving debt to grow as inflation takes hold of the consumer budget. The...
In Credit Cards, it is All About the Consumer Budget.
We outlined the stress of the consumer budget as high-interest rates and higher inflation take hold. You can read about...
Taking Aim at Credit Card Fees
Today’s WSJ scooped the story on a U.S. Senate bill that “Takes Aim at Visa, Mastercard Credit Card fees.” In...
Credit Investors Begin to Twitch as the Recession Takes Hold
Aside from the fact that credit cards help families manage their budgets and fill everyday financial needs, it is the...
Getting Back to Business With American Express
American Express is reigniting their small business credit card with an update on the Marriott Bonvoy Business card. For small...
Recession or Not, Life is Rosy at Bank of America
From the people who brought BankAmericard to market in 1958, which later turned into Visa, life is grand. With a...
2Q2022 Bank Profits Post, Getting Ready for the Storm
Loan loss reserves are once again becoming a major focus for credit card issuers as banks prepare for rising interest...
Canadian Credit Card Changes: Modernizing Quirks in CC Payments
The Canadian credit card market is strong, and while it is roughly ten percent of U.S. volumes, there are innovations...
WIN: Gerald Ford’s Inflation Folly Did Not Work Then, but Maybe Now…?
Inflation is a reality in business cycles. Reserve banks across the globe struggle with the issue, as their mission often...
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