Getting Back to Business With American Express
American Express is reigniting their small business credit card with an update on the Marriott Bonvoy Business card. For small...
Recession or Not, Life is Rosy at Bank of America
From the people who brought BankAmericard to market in 1958, which later turned into Visa, life is grand. With a...
2Q2022 Bank Profits Post, Getting Ready for the Storm
Loan loss reserves are once again becoming a major focus for credit card issuers as banks prepare for rising interest...
Canadian Credit Card Changes: Modernizing Quirks in CC Payments
The Canadian credit card market is strong, and while it is roughly ten percent of U.S. volumes, there are innovations...
WIN: Gerald Ford’s Inflation Folly Did Not Work Then, but Maybe Now…?
Inflation is a reality in business cycles. Reserve banks across the globe struggle with the issue, as their mission often...
Credit Cards: Where the Money Is (and Is Not)
In a recently published McKinsey report, the firm discusses BNPL lending options, but they include some interesting tidbits about credit...
Recession and Credit Cards: Possibly? Did You Mean Probably?
The New York Times recapped Jerry Powell’s testimony to the Senate Banking Committee on June 22, and while there is...
CFPB: Are Late Fees to Offset Delinquency Costs, or for Revenue?
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being...
Shifto in Crypto: Losses and Layoffs Up, as the Prospect Wanes
Economic disruptions are never fun, but they weed out some innovations that seemed like a good idea at the time...
BNPL: Will Regulators Be Able to Figure Out Reporting?
Our view of BNPL is mixed. Consumers are ready for something new, as evidenced by the product’s growth. Lenders are...
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