PaymentsJournal

Few payments professionals have been able to observe and influence the industry as much as Jane Larimer, President and CEO...

Quantum computing may still be years away from breaking cryptography, but powerful quantum computers are rapidly advancing, and their impact...

Passwords are failing us. Once the backbone of digital security, they’ve become predictable, forgettable, and increasingly vulnerable—especially in the age...

Artificial intelligence has raised consumer expectations. Today, people can create a personalized event invitation, social media post, or digital experience...

Know Your Customer rules were designed to stop financial crime, but in practice, they are increasingly being bypassed by both...

Despite near-constant industry buzz, the days when artificial intelligence agents dominate e-commerce—and consumers widely complete in-store purchases with a palm...

When an AI agent buys the wrong product—or makes a purchase no one explicitly approved—the fallout isn’t just a customer...

A consumer reviews their credit card statement, notices a fraudulent charge, and initiates a dispute. Ideally, the issuer or merchant...

Many expatriates can video chat with family back home with the click of a button, yet sending money to relatives...