Fear and Friction in Cross-Border Payments: The Alternative to Correspondent Banking
As digital connections have fostered a global community, the demand for cross-border payments has surged. And yet, the cross-border payments...
Top 4 Issuers by Credit Card Purchase Volume
Credit card issuers move billions of dollars in purchases every day, steering bank strategy, shaping consumer habits, and fueling economic...
The Gift Card Boom—and What’s Driving It
For the 18th year running, gift cards topped wish lists as the most requested holiday present—solidifying their role as a...
Driving Into Digital: How Modernized Payments Platforms Impact Fleet Management
When a driver misplaces their fleet card or uses it to fuel a personal vehicle, the consequences can be significant...
Playing Offense and Defense: Why Now Is the Time for Payments Modernization
Financial institutions have traditionally been risk-averse, relying on tried-and-tested products and services. However, transformative innovations—such as real-time payment rails, artificial...
Boosting Revenue for Merchants by Optimizing Authorization Rates
A critical factor is often overlooked when focusing on improving the customer experience: ensuring payments go through successfully. A failed...
How Many Debit Cards Do Most Consumers Have?
As debit cards continue to play a central role in everyday financial transactions, understanding how many cards consumers hold offers...
The Connecting Thread: How PAR Values Can Mitigate Fraud and Supercharge Loyalty Programs
When customers make purchases using Apple Pay or Google Pay—or enter their card info at online checkout—their sensitive data is...
Sports and Entertainment Venues Can Be a Proving Ground for Payments
A cursory survey of sports venues will reveal fields sponsored by Citi, Chase, PNC, and Truist—just within Major League Baseball...
How Many Private-Label Credit Cards do Consumers Own?
Americans are holding more private-label credit cards than ever—store-branded cards tied to specific retailers rather than major networks like Visa...
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