Credit Card Rewards: Easy But Not Cheap
You can’t argue that credit card rewards stimulate spending after almost 35 years since Citi’s American Airlines AAdvantage test, but...
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Australia: Put the Brakes on Installment Lending or Watch US
As U.S. issuers look at the benefits of installment lending, it is important to keep an eye on what is...
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Millennial Debt: $1 Trillion and Counting: Credit Cards, Mortgages, and Student Debt
Market Watch today has an interesting spin on the current Household Debt and Credit Report by the NY Fed, one...
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What Percent of Consumers Has Received a Loan Through Peer-To-Peer Lending?
Don’t miss another episode of Truth In Data! Click on the red bell in the lower left corner of your...
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Installment Loans: Credit Card Acquistion Tool, Retention Product or FinTech Line of Defense
Credit card issuers that dominate the industry, such as American Express, Chase and Citi have no intention of ceding the...
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Kroger & Visa: Crying Wolf in Cincinatti or Sour Grapes
If you read today’s WSJ or NY Times, you will wonder about Kroger’s strategy to reject Visa at some (but...
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Credit Card Payments and Tax Refunds: Leroy Was Right
Long ago and far away, I learned how to forecast credit numbers by an old hack at Citi named Leroy...
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One Nation One Card: Pushing the Domestic Payment Cards in India
It is getting pretty easy to understand the angst American Express, Mastercard and Visa had about the Indian credit card...
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The Death of Credit Unions and Community Banking: Greatly Exaggerated
Driving back from my local community bank, where the teller who issued a bank check for a new car I...
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Are 18-24 Year Olds More or Less Likely to Value Loyalty Programs?
Don’t miss another episode of Truth In Data! Click on the red bell in the lower left corner of your...
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