2Q2022 Bank Profits Post, Getting Ready for the Storm
As credit card issuers prepare for the perfect storm of rising interest rates and surging inflation, initial bank results indicate...
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Credit
The FICO Score and Alternative Data: Opening the Sales Funnel Is One Thing, Mitigating Risk Is Another
To build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans:...
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Webinar – Discover® Global Network White Label Credit
Tue, Jul 26, 2022 1:00 PM - 2:00 PM EDTDiscover® Global Network (is taking a new white label approach to...
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Canadian Credit Card Changes: Modernizing Quirks in CC Payments
The Canadian credit card market is strong, and while it is roughly ten percent of U.S. volumes, there are innovations...
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WIN: Gerald Ford’s Inflation Folly Did Not Work Then, but Maybe Now…?
Inflation is a reality in business cycles. Reserve banks across the globe struggle with the issue, as their mission often...
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Credit Cards: Where the Money Is (and Is Not)
In a recently published McKinsey report, the firm discusses BNPL lending options, but they include some interesting tidbits about credit...
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FICO Scores: From Industry Invention to Future-Proof Independent Metric
To unpack a new Mercator Advisory Group white paper released this week, Credit Scoring, Fintech, and Consumer Loans: Why AI...
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CFPB: Are Late Fees to Offset Delinquency Costs, or for Revenue?
Pricing credit cards is often an art as much as a science. The card issuer faces the challenge of being...
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Soaring Interest Rates: Credit Card Issuers Shift to Stabilize Mode
There is no way to fight it, but interest rates are rising quickly. It is a countermeasure against inflation, which...
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Fixing Credit Bureaus: Will the CARES Act Be the Impetus?
Credit bureau issues remain a festering issue for consumers. Although a series of laws and regulations mandate concise reporting, credit...
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