Surcharging or Overcharging Credit Cards: Hold the Pickle, Hold the Lettuce
In the few times that a merchant put a credit card surcharge on my restaurant bill, one word comes to...
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Credit
TILA, EFTA and CARD Act Compliance: An A+ for Credit Card Lenders
In its December 2019 Report to Congress, the CFPB indicates lenders, particularly credit card firms, highly comply with standards required...
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Five Credit Card Collection Legal Events to Watch in 2020
Credit card operations should be aware of five regulatory issues as the new decade unfolds, according to InsideARM, a collection...
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Minimum Dues and Minimum Don’ts: UK versus US Credit Cards
Credit cards in the United Kingdom are a mature market, being one of the first areas of global expansion by...
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Credit Card Asset-Backed Securitizations: Low Interest and Good Delinquency Levels Drive Down ABS Deals
Early into the new decade, it appears that credit card asset-backed securitizations (ABS) will have a relatively slow year if...
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Cash Back Is Still the Dominant Reward Program, but Others Are Gaining Popularity
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen...
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Payment Choice Is Not Always as Simple as It Seems
The majority of consumers are split into three segments when it comes to paying for things: those who prefer credit...
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Sezzle Sizzles: California Lending License Rejected
Australian-based point of sale lender Sezzle, with offices in Minnesota and aspirations for the U.S. market, saw their lending license...
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Different Age Groups Want Different Card Rewards:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen...
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One Way to Resolve Rising Credit Card Debt – Take the Card Away
An article in The Guardian refers to the upcoming deadline under the Financial Conduct Authority’s Affordability Rules for lenders to...
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