Holiday Season Brings Added Pressure for the Lowest-Income Borrowers
One concerning trend heading into the holiday shopping season is the rise in credit card delinquencies among the lowest-income households,...
Read moreDetailsOne concerning trend heading into the holiday shopping season is the rise in credit card delinquencies among the lowest-income households,...
Read moreDetailsBalance transfers can be a powerful tool for consumers who are struggling with mounting credit card debt, but such offers...
Read moreDetailsAs the 2025 holiday season approaches, a convergence of payments technology—from embedded financial services to agentic AI—will influence consumer shopping...
Read moreDetailsAs more consumers feel the impact of holiday spending on their budgets, PayPal is launching its buy now, pay later...
Read moreDetailsIt was a good idea at the time. No issuer made a meaningful play to create a co-brand in the...
Read moreDetailsAfter decades of contention, Visa and Mastercard are reportedly ironing out another settlement with merchants over interchange fees. According to...
Read moreDetailsFannie Mae is lowering its minimum 620 middle credit score requirement for purchases and refinance loans—a move that could broaden...
Read moreDetailsThe travel and expense reimbursement process is a common pain point for many organizations—an issue American Express and Emburse aim...
Read moreDetailsStudent loan repayments have followed an erratic path since March 2020. Payments were suspended at the start of the pandemic,...
Read moreDetailsThere are now more super prime and subprime borrowers, leaving fewer consumers in the middle of the credit market. According...
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