Good Business at American Express
Amex and I go back to 1998, when I was growing up in the world of bank cards, learning the...
Read moreDetails
Credit
Credit impacts both consumers and businesses, playing an important role in personal finance and economic growth. It allows consumers to make purchases and helps businesses conserve cash while expanding operations.
How Does Credit Risk Affect Loan Approval and Pricing?
Credit access and borrowing costs vary sharply depending on a consumer’s credit profile. New data from the Consumer Financial Protection...
Read moreDetails
As Credit Card Balances Hit Record Highs, Is a Rate Cap the Answer?
A record 111 million U.S. consumers were carrying a balance on their credit cards at the end of last year—two...
Read moreDetails
Bilt 2.0: All Dressed Up and Nowhere to Go
The original Bilt card, sponsored by Wells Fargo, was a good effort, but the revenue dynamics didn't work. It is not...
Read moreDetails
Robinhood’s Platinum Card Enters a Packed Premium Market
Robinhood is jumping into an already crowded premium credit card market with the invite-only Robinhood Platinum Card. With a $695...
Read moreDetails
Capital One Starts Migrating Core Cards to Discover Network
Capital One is beginning to unveil its playbook for the Discover integration, with some of its core credit cards now...
Read moreDetails
How Many Co-Branded Credit Cards Do Consumers Really Carry?
Co-branded credit cards are a mainstay in today’s payments landscape, but how many do consumers actually hold? Recent data shows...
Read moreDetails
Fast Installment Loans Growth: Card Managers Beware
All indications are that 2026 credit card growth is upward, healthy, and under control, but watch out for rapid growth...
Read moreDetails
Why More Global Consumers Are Aspiring to Unbox Metal Cards
Once the domain of luxury cardholders, metal cards have evolved into a global phenomenon. Ironically, one of the driving forces...
Read moreDetails
The Business Case for Payment Hub Modernization
WEBINAR The Business Case for Payment Hub Modernization March 10, 2026 1:00 pm EST Are legacy payment systems holding your...
Read moreDetailsMust Reads
©2026 PaymentsJournal.com | Terms of Use | Privacy Policy
