No Reason to Panic Over Mastercard’s Assessment Fees
The Merchants Payment Coalition (MPC) is publicizing documents indicating that Mastercard is increasing its assessment fee as of April 15....
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Credit
Credit impacts both consumers and businesses, playing an important role in personal finance and economic growth. It allows consumers to make purchases and helps businesses conserve cash while expanding operations.
How Are Consumers Funding Mobile Wallets?
In the swiftly evolving landscape of digital payments, mobile wallets have emerged as a cornerstone for transactions, offering users unprecedented...
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Nearly 80% of Americans Have Incurred Credit Card Fees
No one’s a fan of credit card payment fees and that’s evidenced in a recent survey from WalletHub, which revealed that...
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The Rapid Rise of BNPL: Growing Popularity Meets Heightened Scrutiny
Buy now, pay later services are becoming increasingly indispensable for many consumers—whether they’re looking to make big-ticket purchases or seeking...
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CFPB Is Keeping an Eye on Credit Card Rewards, BNPL Services
The Consumer Financial Protection Bureau (CFPB) is examining a rise in consumer complaints related to credit cards rewards. During the...
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After Walmart Ditches Capital One, What’s Next?
Walmart has earned the right to end its credit card partnership with Capital One early after the bank failed to fulfill...
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Putting the Visa/Mastercard Swipe Fee Settlement into Context
To settle a lawsuit initiated in 2005, Visa and Mastercard have agreed to reduce their credit card interchange fees by...
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Inside the Campaign to Remove Medical Debt from Credit Scores
A new proposal from a group of Democratic senators would prevent medical debt from negatively impacting a consumer’s credit score....
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UK Court Paves the Way for Lower Interchange Fees
A court in the United Kingdom has ruled in favor of bringing down what it has termed excessively high fees...
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Optimizing the Payment Authorization Rate
In the e-commerce space, a merchant's goal is to ensure exceptional ease and satisfaction during a customer’s purchase lifecycle, which...
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