Market Changes and FICO Scores
Credit cards are better than cash. You can spend more than you have and set all your repayment terms, as...
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Credit
Credit impacts both consumers and businesses, playing an important role in personal finance and economic growth. It allows consumers to make purchases and helps businesses conserve cash while expanding operations.
In the Exit Row: Barclays Leaves Two Airline Cards, Shifts Focus to GM
Barclays is exiting its cobranded airline credit card partnerships with both American Airlines and Hawaiian Airlines. Citibank, which has been...
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Average FICO Score Drops: A Canary in a Coal Mine?
FICO Scores are the credit card standard, throughout the account lifecycle. Top issuers use them at the acquisition point, they...
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Does the Prime Rate Impact Credit Card Interest Rates?
Credit card interest rates remain a key indicator of consumer borrowing conditions, especially when viewed alongside broader benchmarks such as...
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Amex Refreshes Platinum Card Perks and Lifts Annual Fee
As more credit card companies compete for affluent customers, American Express is updating the benefits lineup on its premier card...
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Store-Issued Credit Card Rates Still Soar
Retail credit card interest rates remain stubbornly high, despite the Federal Reserve’s rate cuts at the end of 2024. While...
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American Express Dramatically Increases Merchant Base
The average yearly spending on American Express cards is significantly higher than that of competing credit cards, which helps explain...
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From Idea to Swipe: How to Launch a Winning Card Program
Launching a card is a complex process with the potential for long-term financial gains—if executed flawlessly. Yet, it moves quickly,...
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Is Desire for Credit Card Offers Driven by Income?
Credit card companies often promote introductory offers to attract new customers—but who finds these deals most appealing? By looking at...
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NFL Affiliation: A Touchdown for Amex
Credit cards and sports are a great connection. When you look at it as a consumer, the price of a...
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