Doing Durbin: Senate Hearing on Credit Card Interchange Begins Today
Many question the promises and results of the original Durbin Amendment, which grew out of the Great Recession. The Credit...
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Credit
Fighting Fire with Fire: Bankers Want No Changes to Durbin Amendment
Interchange rates are the fees that merchants pay to card issuers for the acceptance of credit and debit cards. These...
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How Payment Orchestration Empowers Retailers to Maximize the Value of Buy Now Pay Later (BNPL)
Consumers are tempted by payment options offering them varying degrees of convenience and flexibility. This year, they have more choices...
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Social Commerce Is Becoming More and More Prevalent
The volumes of data that e-commerce businesses generate feed our inclination to manage them using key performance indicators (KPIs). Marketing effectiveness...
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Bolstering Business Brands with Discover® Global Network White Label Credit Cards
Businesses hoping to issue personalized credit cards – rejoice! There is a great way to provide U.S. cardholders access to...
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Popular Consumer Debit Card Use Cases
A debit card is a plastic card that gives the cardholder a set amount of funds against each purchase that...
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Installment Lending: Everything Old is New Again
BNPL is not the only borrowing tool revived from the annals of banking. This time, it is Installment loans. Just...
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Why Companies Can’t Bank on DIY Payment Systems
THUD! That’s the sound of the 900-page 2022 Nacha Operating Rules & Guidelines book being dropped onto an engineer’s desktop....
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Frequency of Millennial Debit Card Use
Millennials are the first generation to come of age in the digital era, and they are quickly making their mark...
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Frequency of Generation Z Debit Card Use
While the vast majority of U.S. adults have debit cards, preference for debit transactions is skewed towards younger consumers in...
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