Data

Explore financial data articles on PaymentsJournal. Stay updated with insights, trends, and analysis on the latest data technologies and their impact on finance.

Credit

Credit Card Interest Rates: Well-Intended, But Asking the Wrong People

by Brian Riley

July 28, 2021

The Senate Banking Committee holds a hearing about interest rate caps on July 29. The title is ominous: "Protecting Americans...

Data

Mercator Advisory Group’s Primary Research Team: Who Are They? What Do They Do? And How Can They Help?

by PaymentsJournal

July 23, 2021

The global pandemic certainly highlighted the necessity of thorough, sophisticated research. In a year’s time, numerous scientific powerhouses produced a...

Data

RBI’s 2021 Ban on Amex and Diner’s Club: The Latest Chapter in the Fight over Payment Data Localization

by Kalindhi Bhatia

July 13, 2021

A three year journey on payment data localization In April 2021, the Reserve Bank of India (“RBI”) restricted American Express...

Mastercard Cashless World, Cashless Society Benefits, Japan Cashless Banking, cashless society consumer spending, cashless payments

Press Releases

A Cashless World Is Still a Long Way from Reality, Says GlobalData

by PaymentsJournal

June 28, 2021

A cashless world is still a long way from reality, says GlobalData The much discussed ‘cashless society’ is coming closer...

Data

New Consumer Data Sharing Models Unlocks Vast New Opportunities for Businesses and Consumers

by Elan Amir

June 23, 2021

Consumer-permissioned data is an emerging model for data sharing between consumers and businesses that is quickly changing the way in...

Data

Harnessing Data is a Game Changer for Banks

by PaymentsJournal

June 23, 2021

News flash: banks have access to a ton of data. If this data is harnessed effectively, it can open doors...

Data

Streamline File Transmissions and Move Data and Information More Securely

by PaymentsJournal

June 21, 2021

The global acceleration of digital transformation has triggered reimagining nearly every business process and interaction. With that acceleration comes a...