May Day In Pay Day Loans: If Credit Card Interest Bothers You, Read This
Pay Day Loans are an ugly business. They focus on the credit impaired, and it is not unusual to see...
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Debt
It Was a Merry Christmas for Credit Cards
The Fed just released its December borrowing totals. It was a good year for retailers and, by extension, those involved...
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The Informal Payment Hierarchy among Households:
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Credit Card Delinquency Hit a 7 Year High in Q1 2019
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6 Critical Credit Stats for 2020:
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We Need to Deal with Debt NOW
I don’t think anyone can argue that the middle class in America is not in trouble. Declining job opportunities, rising...
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Twelve Actions to Improve Net Interest Income for Issuers:
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Credit Card Interest Rates and Revolving Debt Hit Historic Highs in 2019:
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Targeting Perma-Debt, U.K. Banks Get Serious About Credit Card Minimum Dues
In the U.K., it is called 'persistent' credit card debt, but the U.S. credit card companies use a better phrase:...
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Minimum Dues and Minimum Don’ts: UK versus US Credit Cards
Credit cards in the United Kingdom are a mature market, being one of the first areas of global expansion by...
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