Emerging Payments

From biometric authentication and generative AI to contactless payments, the emerging payments space is enabling financial institutions to adapt to changing consumer preferences. Emerging technology is providing organizations with enhanced capabilities to stay ahead.

Artificial Intelligence

AI Has a Long History with the Credit Industry

by Brian Riley

September 21, 2018

Artificial intelligence in banking has evolved over decades, long before the recent surge of interest in generative AI and machine...

Artificial Intelligence

How Machine Learning Works and Why It’s Important

by Lisa Froelings

September 20, 2018

Artificial intelligence is one of the most compelling areas of computer science research. AI technologies have gone through periods of...

Biometrics

Facial Recognition: Making You Safe AND Exposing You To Risk

by Tim Sloane

September 19, 2018

This article in Forbes describes in glowing terms how facial recognition will protect our schools and make our lives more...

Banking

What Percent of Consumers Have an Account at a Full Service Bank with Branches?

by PaymentsJournal

September 18, 2018

73% of consumers have an account at a full-service bank with branches 31% of consumers bank with a credit union...

Artificial Intelligence

Benefits of AI Financial Advice Quantified

by Tim Sloane

September 14, 2018

Artificial intelligence is beginning to transform how banks deliver financial advice, helping institutions provide personalized recommendations based on individual customer...

Biometrics

Facial Recognition Put To Good Use: 2nd Passport Imposter Caught at Dulles

by Tim Sloane

September 14, 2018

The concept of local, state and federal governments utilizing facial recognition to sweep across large groups of people at events...

Banking

Mercator Provides Surprising Foundational Stats on Consumer Bank Accounts

by PaymentsJournal

September 13, 2018

WHY IT MATTERS: Foundational statistics for consumer banking become important when analyzing alternative consumer financial products, like prepaid cards. Underbanked...