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The past decade has been earthshaking for the global payments industry, and the changes show no sign of stopping. The...

The end-of-the-year flurry of holiday shopping is a classic example of business seasonality. As fraud professionals have long observed, fraud...

As companies work tirelessly to serve their customers, criminals work to exploit vulnerabilities in the digital product lifecycle. That threat...

Traditional payment gateways have often hindered banks in their efforts to modernize their payment systems. Transitioning to real-time payment capabilities...

More households are depending on credit to meet day-to-day expenses, and that’s fueling worldwide credit delinquency. Credit scores for lower-income...

Now that the Payment Card Industry Data Security Standard 4.0 has gone into effect, merchants have a year to conform...

Though most people still refer to prepaid products as gift cards, that term has almost become a misnomer in today’s...

Over the past several years, the role of the chief financial officer has seen a complete reimagination. No longer confined...

When Visa and Mastercard settled with retailers for $30 billion, it was touted as a win for the underdogs. Merchants,...

The implementation of FedNow is a chance for financial institutions to entirely rethink their payment systems and carefully assess the...