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It’s 2022 and many consumers are splitting restaurant bills with peer-to-peer (P2P) apps and initiating a wide range of payments...

Like companies in other realms of financial services, credit unions must grapple with how to build the experiences their members...

Biometrics leap out of science fiction into real life In the 1971 James Bond movie “Diamonds are Forever”, biometrics was...

Payment facilitation, or PayFac, is quickly becoming table stakes for many merchants. With new technology diversifying payment methods across all...

One needn’t look far to see that neobanks and other types of digital-only banks — the upstarts in financial services...

For any leader of an organization steeped in payments — banks, fintechs, and technology providers — it’s a time of...

The many digital touchpoints today’s consumers use to connect with merchants and buy products have been a boon for businesses....

In a 2010 departing memo to Microsoft employees, executive Ray Ozzie said this: “Complexity kills. Complexity sucks the life out...

In the current environment of high inflation, soaring gas prices, and threat of recession, consumers are looking to get the...

To build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans:...