Lending

Lending is a service business.  The word “service” is essential because it reflects the relationship between borrower and lender.  The...

BNPL was a wake-up call to traditional lenders.  Perhaps existing models could handle more risk.  Maybe branch banking finally lost...

The excitement and hype around Buy Now, Pay Later (BNPL) in the consumer world is undeniable. Affirm went public in...

Most people want to become homeowners one day, yet the real estate market seems to be getting more expensive as...

CFPB just published its review of payday lending, auto title loans, and pawnshops.  These three alternatives to the household use...

A sign of returning to normal is evident as credit card issuers reposition their strategies to get back into the...

In a letter to JPMC shareholders, Jamie Dimon gave an outlook that “the Biden Administration’s $2.3 trillion infrastructure plan could...