Four Banks Dominate Consumer Lending in Russia:
Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left of your screen to...
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Lending
Buy Now, Pay Later: Merchants Need to Think About Plan B
Will BNPL as we know it, make it to the winter holiday season? Maybe not if you read the WSJ....
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Fair Lending and Credit Cards: No Problems Here
Fair lending laws are a staple of credit card payments. In the world of credit cards, issuers are more concerned...
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Installment Lending: Everything Old is New Again
BNPL is not the only borrowing tool revived from the annals of banking. This time, it is Installment loans. Just...
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Consumer Asset-Based Loans: Are Fintechs Pennywise & Pound Foolish?
When a consumer goes to borrow, whether it be a credit card or loan, there is a basic assumption that...
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Marqeta Survey Shines a Light on European Consumer Lending
A recent survey completed on behalf of card platform Marqeta of European consumers highlights the challenges and opportunities for consumers...
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Top Drivers of Non-Traditional Installment Borrowing:
Top Drivers of Non-Traditional Installment Borrowing by Consumers with Credit Cards: Don’t miss another episode of Truth In Data! Click...
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Auto Loans, Credit Cards, and Personal Installment Loans: Who Lends What?
TransUnion, a top credit reporting agency, published numbers on lending sources. Spoiler Alert: Banks do not dominate every sector regarding...
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Rent-A-Bank: Creative Solution or Regulatory Hotspot?
NPR recently reported a move to limit fintechs from lending through rent-a-banks, which could negatively impact credit cards issued through...
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Betting on Subprimes: Strategic Play or Risky Business?
The WSJ reports on the trend of increased lending to subprime borrowers, and while it sounds like a great deal,...
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