Race and Credit Scores: It is a Social Issue, not a Scoring Issue
Any lender worth their salt does not care about race, religion, national origin, sexual orientation, or marital status. Lending is...
Read moreAny lender worth their salt does not care about race, religion, national origin, sexual orientation, or marital status. Lending is...
Read moreRegulators are often critical of credit bureaus, but it is ironic when you consider how federal government agencies toil with...
Read moreIt’s 2022 and many consumers are splitting restaurant bills with peer-to-peer (P2P) apps and initiating a wide range of payments...
Read moreTo build on an earlier article unpacking a new Mercator Advisory Group white paper, Credit Scoring, Fintech, and Consumer Loans:...
Read moreThe credit card is one of the most common forms of consumer lending. Credit cards allow consumers to borrow money...
Read moreWill BNPL as we know it, make it to the winter holiday season? Maybe not if you read the WSJ....
Read moreFair lending laws are a staple of credit card payments. In the world of credit cards, issuers are more concerned...
Read moreBNPL is not the only borrowing tool revived from the annals of banking. This time, it is Installment loans. Just...
Read moreWhen a consumer goes to borrow, whether it be a credit card or loan, there is a basic assumption that...
Read moreConsumer lending is the process of extending credit to individuals, typically in the form of loans. The decision whether to...
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