The PaymentsJournal Podcast

There is a common misconception that business credit cards are only for midsize to large businesses, as small business owners...

For debit and credit card issuers, marketing has always been a pillar to growing the business: attracting new customers, activating...

The ACH (Automated Clearing House) Network affects most Americans daily, having moved nearly $73 trillion in payments in 2021, according...

Halfway through 2022, it’s not that the fight against payments fraud has shifted to a whole new ball game. While...

Digital transformation is top of mind for financial institutions of all stripes, yet many are cautious when initiating such projects...

There is a common misconception that today’s bank and credit union customers want to do everything in a digital channel....

Digital innovation has transformed payments for businesses and consumers in recent years. One area that has lagged, however, is accounts...

The technology and payment rails to enable real-time payments in the U.S. already exist, though real-time and faster payments still...

Buy Now, Pay Later (also known as BNPL) as a consumer financing option—and, importantly, a merchant marketing tool—is a relatively...

Merchants, their acquiring banks, and payment service providers (PSPs) all face a daunting challenge: They’re under pressure to reduce ever-increasing...