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Real-Time Payments Going Live in Australia

By Don Apgar
March 21, 2022
in Analysts Coverage, Commercial Payments, Credit, Debit, Real Time Payments
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Real-Time Payments Australia, Visa Direct Payments Ireland

Real-Time Payments Going Live in Australia

The New Payments Platform (NPP) announced the second quarter 2022 launch of PayTo, a new real-time account-to-account payment process. Available for purchases, bill payment, and recurring subscriptions, PayTo combines the real-time authorization capabilities of a branded debit card network with the cost efficiency of direct debit transactions. PayTo is big news in Australia because it runs on a brand new set of “payment rails” designed specifically to support real-time payment functionality. NPP, the company bringing PayTo to market, is itself an innovative organization owned by 13 leading financial services companies in Australia, including Citi and HSBC.

Overview by Don Apgar, Director, Merchant Services Advisory Practice at Mercator Advisory Group

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Tags: AustraliaNPPPayment RailsReal Time PaymentsReal-time payments

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