PaymentsJournal
No Result
View All Result
SIGN UP
  • Commercial
  • Credit
  • Debit
  • Digital Assets & Crypto
  • Digital Banking
  • Emerging Payments
  • Fraud & Security
  • Merchant
  • Prepaid
PaymentsJournal
  • Commercial
  • Credit
  • Debit
  • Digital Assets & Crypto
  • Digital Banking
  • Emerging Payments
  • Fraud & Security
  • Merchant
  • Prepaid
No Result
View All Result
PaymentsJournal
No Result
View All Result

Spotify to Use Its Own Payments Platform

By Don Apgar
March 28, 2022
in Analysts Coverage, Credit, Debit, Digital Payments, Emerging Payments, Mobile Payments
0
0
SHARES
0
VIEWS
Share on LinkedIn
Spotify to Use Its Own Payments Platform

Spotify to Use Its Own Payments Platform

Spotify and Google announced a new multi-year agreement that both lowers commissions and allows Spotify to utilize their own payments platform for in-app purchases. Spotify has been reportedly pushing to use their own payments app for years, and it makes sense; using a common platform for all payments gives Spotify additional scale in payments and streamlines the administrative functions of managing payments settlement across their business. The exact commission split is not being announced publicly but it reported to give Spotify significant relief from their existing 15% deal with Google. While Google is calling this a “pilot program” that tests the functionality of app developers bringing in their own payment services, industry observers believe that barring any complications, Google will unlock this feature across their developer base.

Despite reaching an agreement with Google that paves the way for an end to years of contentious discussions, Spotify is still pressing Apple for similar terms. The Coalition for App Fairness (CAF), of which Spotify is a major member, continues its lobbying efforts against Apple.

“Every member of CAF is committed to fighting for systemic change for all developers,” said Rick VanMeter, the executive director of CAF. “We are united in ending the monopolistic practices that stand in the way of an open, fair and competitive digital marketplace. Our mission is more important than ever as momentum grows for enforceable policies that level the playing field, including the Open App Markets Act and the Digital Markets Act.”

Overview by Don Apgar, Director, Merchant Services Advisory Practice at Mercator Advisory Group

0
SHARES
0
VIEWS
Share on LinkedIn
Tags: AppleDigital PaymentsGoogleIntegrated PaymentsMobile AppMobile PaymentMobile PaymentsPayment PlatformSpotify

    Get the Latest News and Insights Delivered Daily

    Subscribe to the PaymentsJournal Newsletter for exclusive insight and data from Javelin Strategy & Research analysts and industry professionals.

    Must Reads

    AI fraud prevention for credit unions

    When AI Changes Fraud, Trust Becomes Everything

    August 17, 2026
    fednow

    How the Evolving Role of the CFO Is Changing Payments Strategy

    August 14, 2026
    real-time payment fraud prevention

    How Innovation Is Transforming Payment Fraud Prevention

    August 13, 2026
    phygital payments

    Why People Still Want Physical Things in a Digital World

    August 12, 2026
    AI debt collection, Apple Pay transaction growth

    How AI Makes Collections More Human—and More Effective

    August 11, 2026
    FedNow Service

    The Use Cases Propelling the FedNow® Service’s Growth—and Shaping Its Future

    August 10, 2026
    merchant debit fee

    Culture Clash: How Banks Are Adapting to Embedded AI Experts

    August 7, 2026
    programmatic payments

    The Rise of Programmatic Payments and the New Compliance Challenge

    August 6, 2026

    Linkedin-in X-twitter
    • Commercial
    • Credit
    • Debit
    • Digital Assets & Crypto
    • Digital Banking
    • Commercial
    • Credit
    • Debit
    • Digital Assets & Crypto
    • Digital Banking
    • Emerging Payments
    • Fraud & Security
    • Merchant
    • Prepaid
    • Emerging Payments
    • Fraud & Security
    • Merchant
    • Prepaid
    • About Us
    • Advertise With Us
    • Sign Up for Our Newsletter
    • About Us
    • Advertise With Us
    • Sign Up for Our Newsletter

    ©2026 PaymentsJournal.com |  Terms of Use | Privacy Policy

    • Commercial Payments
    • Credit
    • Debit
    • Digital Assets & Crypto
    • Emerging Payments
    • Fraud & Security
    • Merchant
    • Prepaid
    No Result
    View All Result