Tag: Banking

Stay updated with insights on banking at PaymentsJournal. Explore trends, news, and expert analysis on banking solutions, financial services, and their impact on the global finance industry.

OnlyFans’ Now-Reversed Ban Underscores Banking’s Influence on Adult Content

How Banks and Payment Processors Shape High-Risk Industries

by Rachel Gore

August 26, 2021

On August 17, 2021, the content subscription service OnlyFans announced that it would ban most sexually explicit content on its ...

banks customer data point of spend payments, Mastercard digital payment, Verifone Ezetap digital payment, Amazon Pay Strategy, digital payments, Bolt all-in-one payments

How Banks Can Harness Customer Data at the Point of Spend to Enable a New Era of Payments

by Abe Smith

August 25, 2021

Threats from new market entrants and growing customer demand have created a perfect storm of change for the banking community. ...

By reimagining banking processes through AI and Automation, banks can benefit from a “human++” model, where employees’ can deliver greater value. AI can free up employees’ time drastically to perform more cognitive tasks and enable them to deliver greater value through cognitive tasks.

How a “Human++” Approach Can Empower Bank Employees and Drastically Improve Efficiency and Effectiveness

by N. Narasimha Prasad

August 18, 2021

Artificial intelligence and automation are quickly moving beyond being buzzwords and becoming an integral part of the digital transformation of ...

Student Loan Payments: How Banking Industry Pros Can Better Serve Families

by Matthew Carpenter

August 16, 2021

Since inauguration, Americans have been sitting with bated breath to see what President Joe Biden’s next move will be regarding ...

Does the U.S. Have What It Takes to Excel in Real-Time Payments?

by PaymentsJournal

August 16, 2021

The U.S. has worked hard to make advances in the real-time payments (RTPs) marketplace, with access to Zelle and TCH, ...

U.S. Credit Cards: Steady, Profitable, and Back to Business Through 1H21

by Brian Riley

August 13, 2021

If you are going to monitor economic health, consumer confidence, and the long-range perspective on retail payments, the credit card ...

From Disrupted to Disruptor: A Banker’s Guide to Turning the Tide on Disruption

by PaymentsJournal

August 10, 2021

Disruption is an ever-present threat in the banking industry as cutting-edge fintechs and solutions providers offer technology that streamlines the ...

Traditional Banks Are Getting a Digital Makeover

by PaymentsJournal

August 5, 2021

Consumer payments are becoming more and more invisible. People can now do things like order food and have it delivered ...

Citi: Never Sleeping in Australia Consumer Lending, Credit Cards, or BNPL

by Brian Riley

August 4, 2021

Citi has a storied history in retail banking, or personal finance, in the days before electronic banking. Whether the business ...

Zelle P2P Appears Unstoppable - PaymentsJournal

P2P App Zelle Adds to Growth from Smaller FIs and Small Business Product

by Sarah Grotta

July 29, 2021

Early Warning reported second-quarter growth numbers for person-to-person app Zelle, revealing continued upward movement in transaction activity as they add ...