Tag: Banks

Stay updated with insights on banks at PaymentsJournal. Explore trends, news, and expert analysis on banking solutions, financial services, and their impact on the global finance industry.

Proof That Fintechs Are Disrupting Banks:

by PaymentsJournal

March 13, 2020

Don’t miss another episode of Truth In Data! Click on the red bell in the lower-left corner of your screen ...

5 Key Ways Consumers Win With Real-Time Payments

by Rachel Gore

February 28, 2020

The payments industry is expanding rapidly, with exciting new developments and technological capabilities constantly emerging. Real-time payments (RTP) is one ...

Facebook Pay now available to 120 million Brazilians

Banks Shouldn’t Let Apple Pay Experience Impact Decision on Libra

by Tim Sloane

June 25, 2019

This article in Bloomberg suggests that banks are deciding to stay on the sidelines because they over committed to Apple ...

A New Life For Visa API Portal, Visa Next

3 Opportunities & 2 Risks of Visa Next for Banks and Credit Unions

by PaymentsJournal

May 31, 2019

As major payment networks expand beyond traditional card processing, banks and fintech providers are facing a new wave of competition ...

The Inherent Value Distributed Ledger Technology Brings to Payments and Digital Transactions

by Julie Esser

November 12, 2018

Contrary to popular belief, distributed ledger technology (DLT), commonly known as blockchain, has more use cases for financial institutions than ...

How Banks Can Stay Relevant in a Changing World

by Elina Mattila

June 1, 2018

Earlier this week, futurists and innovators from across financial services industry gathered at Mobey Day Toronto to explore the social, ...

ATM Outsourcing Post-Pandemic Problems for Banks and Credit Unions, withdrawal limits, Cash Accessibility ATM, no-frills bank account penalties

Banks Impose Heavy Penalty on No-Frills Accounts for Exceeding Withdrawal Limit

by PaymentsJournal

May 29, 2018

In 2018, a growing number of banks started imposing substantial penalties on no-frills accounts when account holders exceeded their withdrawal ...

Moving to Human-Centered Design—Can Commercial Banks Evolve?

by Raj Dutt

May 11, 2018

In the seemingly placid world of financial services, technology companies currently dominate the popular imagination. Industry watchers scrutinize lists of ...